Banking abbrivations

YTM- Yield To Maturity

MCA- Ministry Of Company Affairs

MIS- Management Information System

CRISIL- Credit Rating Information Services Of India

ICRA- Investment Information and Credit Rating Agency of India Limited

CARE- Credit Analysis and Research Limited

IRDA- Insurance Regulatory and Development Authority of India

LIC- Life Insurance Corporation of India

IEPF- Investors Education and Protection Fund

IRDA- Insurance Regulatory and Development Authority

CCIL- Clearing Corporation of India Limited

OTCEI- Over the Counter Exchange Of India

ISCI- International Standard Industrial Classification

       NEFT- National Electronic Fund Transfer

RTGS- Real Time Gross Settlement

NPA- Non Performing Assets

QIB- Qualified Institutional Buyers

SLR- Statutory Reserve Ratio

CAR- Capital Adequacy Ratio

SEBI- Securities and Exchange Board of India

MICR- Magnetic Ink Character Recognition

NSE- National Stock Exchange

FCNR- Foreign Currency Non Resident Deposit Accounts

CDRS- Corporate Debt Restructuring

IDRBT- Institute for Development and Research Of Banking Technology

KCC- Kisan Credit Card

BCSBI- Banking Codes and Standards Board of India

SEBI- Securities and Exchange Board of India

SFMS- Structured Financial Messaging Services

SHG- Self Help Group

BOE- Bill of Exchange

CASA- Current and Savings Accounts

CBLO- Collateralized Bank Lending Obligations

CIBIL- Credit Information Bureau of India Limited

CRR- Cash Reserve Ratio

KYC- Know Your Customer Guidelines

IPO- Initial Public Offer

SMERA- SME Rating Agency of India Limited

NBFC- Non Banking Finance Companies

FEDAI- Foreign Exchange Dealers Association of India

ALCO- Asset Liability Committee

ALM- Asset Liability Management

KVIC- Khadi and Village Industries Corporation

KYC- Know Your Customer

EXIM bank- Export and Import Bank of India

UTI- Unit Trust of India

WPI- Wholesale Price Index

EDI- Electronic Data Interchange

SLR- Statutory Liquidity Ratio

SLRS- Scheme for Liberation and Rehabilitation of Scavengers

EMI- Equated Monthly Instalments

EPS- Earning per Share

ESOP- Employee Stock Options

YTM-Yield to Maturity

LAB- Local Area Banks

PACS- Primary Agricultural Credit Societies

PDO- Public Debt Office

PIN- Personal Identification Number

NABARD- National Bank for Agriculture and Rural Development

SIDBI- Small Industries Development Bank of India

EDP- Entrepreneurship Development Programme

LAMPS- Large Sized Adivasi Multipurpose Societies

LERMS- Liberalized Exchange Rate Management System

NABARD- National Bank for Agriculture and Rural Development

NBFC- Non Banking Finance Companies

QIB- Qualified Institutional Bankers

RBI- Reserve Bank of India

RDBMS- Relational Database Management System

REC- Rural Electrification Corporation

RFC- Resident Foreign Currency

RIDF- Rural Infrastructure Development Fund

SCB- Scheduled Commercial Bank

NRE- Non Resident External Account

NRI- Non Resident Indian

SDR- Special Drawing Rights

SIDBI- Small Industries Development Bank of India

SIDC- State Industrial Development Corporation

SJSRY- Swarna Jayanthi Shahari Rozgar Yojana

SSI- Small Scale Industries

SME- Small and Medium Industries

SSSBE- Small Scale Service and Business Enterprises

       ALM- Asset Liability Management

ANBC- Adjusted Net Bank Credit

ASBA- Applications Supported Bank Accounts

DPG- Deferred Payment Guarantee

DRI- Differential Rate Of Interest

DSCR- Debt Service Coverage Ratio

FEDAI- Foreign Exchange Dealers Association Of India

FOB- Free On Board

NPV- Net Present Value

DPN- Demand Promissory Note

DRAT- Debt Recovery Appellate Tribunal

OCB- Overseas Corporate Bodies

POA- Power of Attorney

OLTAS- Online Tax Accounting System

OMO- Open Market Operations

RRB- Regional Rural Bank

RTGS- Real Time Gross Settlement

RWA- Risk Weighted Assets

SBI- State Bank of India